Working dog insurance

Yes, we are able to cover working dogs. This would include a dog that is being used for shooting, hunting, or working with livestock. Also a dog that performs tasks to assist a human companion, including therapy dogs.

Working dogs can work with livestock, assist you in the field or they might even be a gun dog used for shooting and hunting. Working dogs will need to be obedient, have a good temperament and be relatively easy to train. Since they could be performing a number of different tasks, some breeds are more suited to being a working dog than others.

Here are some of the best and most common breeds of working dog:

• Border Collie
• Springer Spaniel
• Labrador Retriever
• Cocker Spaniel
• Hungarian Vizsla
• Pointer

Working dogs perform a variety of different roles. There are gun dogs used for shooting or hunting and work out in the field; working dogs who assist their owners and support dogs who provide therapy.

Our pet insurance provides cover for working dogs, support dogs and therapy dogs.

Owning a dog can come with those unexpected surprises. Dog insurance can help you when you’re given a particularly nasty surprise, but is it worth it?

All too often, dogs fall ill or suffer injury. That’s why with our dog insurance, you can get up to £12,000 a year to help cover those unexpected vet bills.

You never know when your dog could end up hurting themselves, so that’s why you can choose between either our Accident Only cover, or cover against Accident and Illness to protect you and your dog against the nasty surprises that could come your way.

No dog owner ever wants to make a claim on their pet insurance but having dog insurance means that you can be safe in the knowledge that you’ve got cover in place in case something goes wrong. We can also offer up to £1,500 in local advertising and reward costs if your pet has gone missing for over 24 hours and up to £500 to cover accidental damage to your pet accessories as standard.

Any claim for accidental damage to pet accessories requires a £50 excess and your accessories must have been owned from new. Insurance can start for dogs over eight weeks of age. We cannot cover any pre-existing conditions; nor any claim for a condition or illness within the first 14 days of cover starting.

Yes! Our dog insurance includes mixed breed dogs, as well as pedigree and cross breed dogs. If you’ve got a mixed breed pooch, then we can include them on your policy.

Unfortunately, we cannot cover (whether pedigree, cross breed or mixed breed) any of the following: Dogo Argentino, Fila Brazillero, Japanese Tosa, Pit Bull, Shar-Pei, Wolf or Wolf Hybrid dog and any animal registered under the Dangerous Dogs Act 1991 and/or the Dogs (Muzzling) regulations (Northern Ireland) 1991 or any amendments.

There are additional breeds that we cannot cover for our optional Third Party Liability cover, see “Are there any breeds of dog that you are unable to insure?”

BOAS (Brachycephalic Obstructive Airway Syndrome) is a condition which is a progressive disorder that can impair the ability of certain breeds of short nose dog to exercise, play, eat and sleep.

We are able to consider claims provided that there are no pre-existing signs, symptoms or advice provided by a vet. In practice this usually means that the dog has to be insured with us from a very young age.

Unfortunately, for all of our policies, we cannot provide any vet fees or liability cover for any animal registered under the Dangerous Dogs Act 1991 and/or the Dogs (Muzzling) regulations (Northern Ireland) 1991 or any amendments; or (whether pedigree, cross breed, mixed breed or known or classed as the names listed) an Abruzzese Mastiff, African Crested Dog, African Wild Dog, Alangu Mastiff, American Bulldog, American Bully, American Bully XL, American Indian Dog, American Mancon, American Mastiff, American Pit Bull Terrier, American Rottweiler, American Staffordshire Bull Terrier, American Staffordshire Terrier, Argentine Dogo, Argentinian Mastiff, Australian Dingo, Bandogge, Bandogge Mastiff, Blue Bull Terrier, Boerboel, Bole, Brazilian Mastiff, Bully, Bully Kutta, Canadian Inuit Dog, Canary Dog, Canary Mastiff, Cane Corso, Cão de Fila de São Miguel, Cão Fila, Chinese Shar Pei, Czechoslovakian Wolfdog, Dingo, Dogo Argentino, Dogue Brasileiro, East Siberian Laika, Fila Brasileiro, Gull Dong, Husky Wolf Hybrid, Inuit Dog American, Irish Staffordshire, Irish Staffordshire Blue Bull Terrier, Irish Staffordshire Bull Terrier, Irish Wolfhound, Italian Mastiff, Japanese Mastiff, Japanese Tosa, Johnson American Bulldog, Korean Jindo, Korean Mastiff, Laika, Libyan Desert Dog, Neapolitan Mastiff, Northern Inuit Dog, Pakistani Bull Dog, Perro de Presa Canario, Pit Bull Mastiff, Pit Bull Terrier, Pocket Bully, Presa Canario, Racing Greyhound, Sarloos Wolfhound, Shar Pei, South African Boerboel, South African Mastiff, Tamaskan Dog, Tibetan Mastiff, Tosa, Tosa Inu, Utonagan Dog, Wolf Hybrid and Wolfdog.

No, we cannot cover pets that are used for guarding.

Yes, we are able to cover a crossbreed dog.